As a homeschooling mom of 4 and a lifelong cheapskate, I love the chance to make some money as long as it requires little to no extra work added to my busy routine. If I can make a little cash back on some apps in 5 minutes or less of effort, then sign me up! So, I put together a little post about my top 4 cash back apps for grocery and restaurants.
I’ll elaborate.
Here is my list of my current top 4 favorite cash back apps (I’ve tried a bunch). Disclosure:If you use my referral links for each of these, I will get some money back if you sign up through my link. This costs you nothing and on a few of these, you earn some points as well from using a referral link…thanks in advance!
- Fetch Rewards
- Dosh
- Shopkick
- Ibotta
Fetch Rewards
Fetch Rewards gives you points for scanning your grocery receipts. They have a list you go through when you first sign up of their partner products. Click them all. Then, when you go grocery shopping, you will scan your receipt. If you happened to buy any products on the partner list (like Goldfish, Gatorade, etc) then you earn extra points. If not, you always get a minimum of 25 points. Even if you just run in Dollar General and buy a pack of gum, it’s 25 points.. You can cash out at 5000 points.They have a large selection of $5 giftcards or you can keep scanning until if you want to get larger denominations. This might not sound like much money. But, who cares if it takes forever to get there! If takes me less than 2 minutes to scan my receipts then it’s not like I’m putting in much effort. Between Costco, Wal-Mart, Aldi, Kroger (we go through lots of food), I scan every time and even if I don’t purchase any partner products, I still manage to get about 250 points per month, usually more. In less than 6 months, I’ve received $20 cash back in the form of Amazon giftcards! This is FREE money! Use my referral code, AJ1FF, during signup and you’ll get 2,000 Fetch Points ($2.00 in points!) just for starting. Download it free here or enter AJ1FF.
Dosh
This one is fairly new to me, but I already love it. You link your credit card, and then simply shop. If you use your card at a restaurant or store that is on their list, you automatically get rewarded (usually between 3%-5% cash back) as soon as your credit card transaction is complete. It requires no effort on your part at all—nothing to scan, no code to use! I have earned money back at Pizza Hut, Firehouse Subs, Dunkin Donuts, Smashburger, and buying a pair of shoes online at Journeys! You can search by city and choose to see a list or a map of locations. It truly couldn’t be easier. When you hit $25, you can cash out via Paypal or Venmo. Check out the app and start making some easy money! This helps me justify my current unsweet tea obsession at DD:/
Ibotta
This was the very first grocery cash back app I ever used. I still like it, but it is very much hit or miss and as far as offers go and requires a little bit more work than the others. You can pick the store where you are going, click the offers you are interested in, and then when you purchase them, you will upload your receipt. Most of the time, the offers are for popular brand names. Sometimes, however, they have “any brands”. For example, it will list “any brand of milk” and you can get between .10 and .50. The name brand offers are always worth more. You can cash out via paypal, venmo, or pick a giftcard once you hit $20. I have earned $295 in 2 years and all I did was click some offers and scan my receipts. I recently took a new mom in our church some diapers and I made $3 back because I bought Pampers (they were on sale and I used a coupon so after Ibotta, each pack cost me less than $4.50). All of the main stores are on the app. Here are some current offers for Kroger.
And, here is proof that you can make some money with a little effort and consistency! I will say that Ibotta goes through times where it is awesome and times where it is incredibly lackluster. But, it is still free money and I feel like it’s worth it. If you like to earn free money, sign up here or enter qbjcqlg.
Shopkick
This cash back app is a little different and requires the most effort. But, it is also the easiest and quickest of them all to hit the threshold for cashing out which is why its on my top 4 cash back apps list versus some others. The app uses your location to determine which stores are closest to you. It uses your location and bluetooth to know you are in the store. When you enter a store, you will open up the app. Sometimes you earn “kicks” just from walking in the store. Then, the app will list the products that will earn you kicks. Find one of the products listed for that store and click on the its picture in the app. Scan the product’s barcode in the window that pops up in the app. If it matches, the app will chime and you will earn the kicks. This sounds like a lot of work and if you’re my husband you might find it annoying, but if I’m in Wal-mart shopping in the health and beauty aisle and there are offerings there, then I might as well scan. Kicks per product range from 10-50. Wal-mart almost always as 800+ scans available and you only need 1250 kicks for a $5 giftcard! That’s two trips to Wal-Mart. I just cashed out for $25 Paypal card. If you choose to redeem for Target, you get a barcode that you can scan in the store! It’s truly so easy and free money. Sign up here and we’ll both get 250 kicks or enter FUN696629.
I hope you enjoyed my top 4 cash back apps list and it helps you to start earning some easy passive money back on spending you are already doing!